The SmartVista Processing solution covers the entire range of front-end and back-office acquiring functionality, from on-line authorisation and device control to final settlement with merchants. Its unique strength, however, lies in its advanced merchant management capabilities. SmartVista supports complex merchant organisations with up to five levels of hierarchy, from an individual POS terminal to department, outlet, chain, and, finally, the merchant's global entity. Transactions can be tracked down to the terminal of origin while clearing, accounting and reporting can be provided at all levels, with a possibility of setting up and fine-tuning limits, fees and other parameters at each level. This creates a very flexible and controllable acquiring environment providing as much automation in routine processing as possible, all the way to complete B2B integration with the merchant, and also simplifying dispute resolution when exceptions do occur.