HomeMailSite Map Russian version  
 
Home
SV Overview
SV Docs
SV Support
SmartVista Processing Solution Overview
In simple terms, SmartVista Schemes are groups of items of the same kind, sometimes with a reference to the algorithm of their joint use. You first set up these individual items, then include them in the scheme, and after this, refer to the scheme, rather than to these individual items.

For example, a Fee item identifies the method and parameters to calculate a commission fee based on the target amount within a specified range of its values and dates. By adding several fees to a Fee Scheme, you can specify a sophisticated set of fee calculation rules, where the rate and even method of calculation may vary depending on the target amount and even on the point in time. It will then be enough to specify this Fee Scheme on an account record for all these rules to become effective for this account. By changing this reference to another fee scheme, you may change the fee calculation for this account completely.

The main Schemes used in the SmartVista are:

  • Ledger Scheme, a predefined set of GL accounts, largely synonymous to a Chart of Accounts;

  • Template Scheme, a set of Templates used in a Contract that refers to this scheme (for a more detailed explanation, see the Contract vs. Templates and Schemes section below)

  • Fee Scheme, a set of charges that may be applied to the target entity throughout its life cycle depending on the business case, amount and other parameters;

  • Rate Scheme, a set of interest fees that may be applied to the target entity;

  • Limit Scheme, a set of limits that may be applied to the target entity, such as daily limit, overdraft limit, POS limit, etc.;

  • Cycle Scheme, a set of cycles for this entity, such as usage cycles, statement cycle, etc.;

  • Letter Scheme, a set of letters that may need to be produced for the target entity depending on events that will happen during its life cycle;

  • etc.


Copyright © 2001–2007, Banking Production Center. All rights reserved.