SmartVista's unique Acquiring Interface allows setting up the authorisation routing and processing for selected types of transactions in such a way that authorisation requests will be sequentially switched to several host systems, so that final authorisation will only be granted if the responses from all the hosts have been positive.

As an example where this feature might be indispensable, consider a situation where the bank acts as an Acquirer for a mobile operator who would like to accept cards to receive on-line payments from their subscribers. In this case, each authorisation request will have to be checked not only against the card limit(s) or account balance but also against the subscriber record in the operator's customer information system. SmartVista will be able to switch the authorisation request to both systems one after the other, in any pre-configured sequence.