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BPC SmartVista Suite is a comprehensive, state-of-the-art family of closely integrated software applications designed to meet the needs of organisations involved in the processing of electronic payments based on plastic cards, smart chip cards and other personal payment tools.

SmartVista is a truly international solution designed to support all existing global EFT standards and technologies, including EMV, and is open to extend to other emerging or local electronic payment mechanisms.

In addition to payment processing, SmartVista offers a broad range of capabilities to effectively support and manage all sorts of card based banking products from a simple debit card to sophisticated multiple-account credit cards integrated with the retail account maintenance and lending environment.

SmartVista fits into any multi-channel delivery environment, including e-Commerce and m-Commerce and comes with comprehensive value added functionality such as MSP/TPP multi-banking, risk management, fraud prevention, loyalty and affinity schemes, self-service and retail banking features, etc.

The SmartVista Suite is a fully-fledged end-to-end solution that can be employed by any organisation whose business is focused on any specific element of the payment processing value chain: from a third-party POS concentrator or merchant processor to a retail chain that uses private label loyalty cards as a customer retention tool.

SmartVista is optimised to run on all major commercial operating systems including UNIX, Linux, IBM i5/OS, with Oracle and DB2 database engines, so it can take advantage of all the latest technologies offered by these platforms to ensure high performance, high availability, scalability and security, including fault-tolerant, non-stop configurations.

Depending on the business requirements of our customer’s organisation and its place in the payment processing value chain, each implementation is composed of some or all of the closely integrated SmartVista products with all or some of their features and components activated.

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